Contractors Insurance- Overview
Contractor’s have very unique needs when it comes to insurance. In addition to having exposures that are more diverse than almost any other industry, contractors demand a responsive agency that provides the highest levels of service. Obtaining certificates of insurance in a timely matter is critical and can be the difference between a contractor getting a key job, or being passed over by the competition. At Schaedler Insurance, we understand the unique insurance needs of contractors and we provide the following industry leading services:
The Most Comprehensive Contractor Insurance Programs
1 Hour Turnaround For Insurance Certificates
Creative Solutions For Challenging Insurance Problems
Superior Customer Service
As part of our comprehensive contractor’s insurance packages, Schaedler Insurance specializes in workers comp, commercial auto, bonds and liability insurance for California contractors. For additional information on these types of insurance, please follow the links below.
For contractors with employee’s, carrying workers compensation isn’t an option, it’s the law. And for roofers, workers comp is required even if their business has no employees. Being properly insured does not have to be expensive or time consuming. As a contractor’s insurance specialist, our agency is very familiar with the class codes associated with contractors and can prepare a comprehensive workers comp package at the lowest rate possible.
An active contractor’s license bond in the amount of $12,500 is required to be on file with the Contractors State License Board as a condition for maintaining a California contractor’s license. Our agency works with the top bond companies to provide the most competitive bond rates available whether your credit is great, or not so great.
As many contractors perform most of their work out in the field, having an auto policy that protects against the most common and costly exposures is critical. Our auto packages can also provide extensive coverage for customized equipment that’s mounted on commercial vehicles. We can also provide coverage for trailers, as well as tools and equipment.
As one of the most litigious states in the country, California contractors are faced with potential litigation from a variety of fronts. Consumers and general contractors are requiring evidence of liability insurance as a condition for employment more often than ever. Whether you are a one man operation looking for a basic liability policy, or a much larger operation with more sophisticated needs, our agency has the tools to build the right policy for your needs, at a great price.