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Landlord Insurance
If you are a landlord in California, you will need an insurance policy with specialized coverage’s that differs substantially from a standard California homeowner’s policy. The litigious nature of California has led many landlords to be faced with an array of claims including those by tenants claiming wrongful eviction or accusations of the landlord providing an unsafe dwelling. In regards to property coverage, it’s important to have a policy that covers vandalism and malicious mischief in the event your tenant causes damage to your property. While some policies have common provisions, each California landlord policy will have many unique policy options. Before purchasing a landlord insurance policy, it’s a good idea to consult with an insurance advisor to identify the risks you are most concerned with.
