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Sacramento Life Insurance

Navigating the life insurance marketplace can be a confusing process without the help of an experienced life insurance professional. Fortunately, you don’t have to go at it alone. Whether you know exactly the type of policy you’re in the market for or are just in the preliminary phases of your planning, our insurance professionals will work with you to make the process as simple and straight forward as possible without any high pressured sales tactics.

Sacramento Life Insurance Quotes

Getting a quote for quality term or permanent life insurance is simple. Just complete the contact form at the top of this page and an insurance professional with Schaedler Insurance will contact you shortly to review your insurance options and prepare a competitive life insurance proposal for your review. If you would like to purchase coverage, we can proceed with the application process which can take anywhere from a few hours to a few weeks depending on the type of policy.

Sacramento Term and Whole Life Insurance Policies

Schaedler Insurance offers a complete line of competitive term and permanent life insurance options and if you are on the fence as to which is most appropriate for your situation, we would be happy to review the benefits and drawbacks to each. In addition, we also offer instant approval life insurance policies that do not require any medical exams.

Sacramento Life Insurance Rates

Life insurance rates are based on many factors with an individual’s age and health being the most significant. While quoted rates can provide a rough approximation of final rates in some instances, it’s generally necessary to have medicals completed by the life insurance company to determine a final rate. Life insurance is subject to underwriting approval and some individuals who apply may not be eligible because of pre-existing medical conditions. Insurance rates begin to rise substantially after the age of about 40, so it’s advisable to apply for life insurance as soon as the need arises to lock in insurability and the best rates available.