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California Renters Insurance
Whether you’re renting a home or an apartment, having a quality renter’s insurance policy in place can save you thousands in the event of a claim. One of the most common misconceptions renters encounter is the belief that their landlord’s policy will cover their personal property in the event of a claim. While your personal property is not covered by your landlord’s policy, you can acquire an affordable renter’s policy that will not only protect your personal property, but provide valuable other coverage’s such as liability insurance, loss of use, and medical coverage.
Home vs. Apartment Renters Insurance
Renter’s insurance coverage’s and premiums are similar whether you’re renting a home or an apartment. In either case, make sure your personal property and liability coverage are adequate to cover your particular situation. Keep in mind that most renter’s policies come standard with actual cash value coverage for personal property and must be endorsed for replacement cost coverage.
California Renters Insurance Quotes
Getting a quote for California renters insurance is simple. Complete the contact form at the top of this page and a renter’s insurance specialist with Schaedler Insurance will contact you shortly to complete your quote and answer any questions you may have.
Cost of Renters Insurance in California
Renters insurance in California is very inexpensive with many quality policies costing as little as $12.00 per month depending on coverage’s. Premiums can often be further reduced by packaging auto insurance for a multi-line discount.