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Frequently Asked Questions (FAQ)
Tools
Insurance Resources
A.M. Best
A.M. Best is a world wide credit rating agency that measures an insurance company’s ability to repay claims. The site is useful for consumers to evaluate the financial strength and size of any insurance company relative to its peers.
California Contractors State License Board (CSLB)
The Contractors State License Board is an excellent resource for contractors to review license information including contractors bonding and insurance requirements, as well as educational materials and applicable state laws.
California Earthquake Authority (CEA)
The California Earthquake Authority is the best resource for information pertaining to earthquake insurance in the Golden State. The site is a useful consumer resource regarding earthquake insurance coverage’s, quotes, as well as frequently asked questions.
California Flood Insurance
Floodsmart.gov is the official website for the National Flood Insurance Program (NFIP). The website is a comprehensive resource for flood insurance inquiries including flood risk assessments and available coverage’s for residential and commercial property.
California Department of Insurance
The California department of insurance is the most comprehensive resource available for consumer information relating to all matters of insurance. As the regulatory insurance authority in California, the CDI is a consumer protection advocate and works to maintain a fair and equitable insurance marketplace in California.
California Department of Industrial Relations
The California Department of Industrial Relations (DIR) is a useful resources for employers regarding a number of business related functions and requirements for operating in the state of California. The site is an excellent resource regarding California workers compensation requirements.
Folsom Department of Motor Vehicles (DMV)
Need to register a new car or transfer title on a new vehicle? These tasks and many more are handled at your local DMV office. Waiting times can exceed 2 hours in some instances. Check to see if the task you need completed can be done via their website first. If you need to visit the local office, call in advance and make a reservation to save time.
Insurance Information Institute
The Insurance Information Institute is an organization with the goal of improving the public’s understanding of insurance. Consumers will find the site a very useful resource regarding for a broad range of insurance information and statistics.
Workers Compensation Insurance Rating Bureau
The workers compensation insurance rating bureau of California (WCIRB) is a private entity engaged in measuring workers compensation costs and is also responsible for inspections of insureds businesses, class determination, premium audits and experience modification ratings.
